Supreme Court Restarts Review of Student Loan Forgiveness—What Borrowers Should Expect
The U.S. Supreme Court has resumed hearings on President Biden’s student loan forgiveness program, reigniting uncertainty for millions of borrowers.
This key legal battle stems from challenges to Biden-era rules that aimed to cancel certain federal student debt—especially for those affected by closed or fraudulent schools.
What’s at Stake
Scope of relief: The program targeted debt forgiveness for those defrauded by their institutions or impacted by closures.
Court dynamics: The Supreme Court paused the case during the Trump administration, and it’s now back on the docket.
Affected borrowers: Hundreds of thousands could gain—or lose—debt relief depending on the outcome.
Borrower Actions to Take
1. Stay alert for Court decisions—it could go either way.
2. Explore alternative repayment plans in case forgiveness is blocked.
3. Use the pause to update servicers and check your eligibility status.
Why It Matters
This decision won’t just affect current borrowers; it could also determine the future of federal student debt policy and how far executive action can go in canceling major portions of loans without congressional approval.
